- BINs: 24 (UK, Estonia, Ireland, US, Hong Kong)
- Card issue: €5, maintenance €5 a month
- Crypto top-up: 1%; card account top-up: 3%
- High volume: €1 per card and 1.3%
- 3DS: on or off per card
- Top-up: USDT or wire (with a signed agreement)
Terms checked: October 2026, may change. Verify on the official site before topping up and don't keep large sums on card services. Sources: spendge.com/rates, spendge.com/terms





